About Us

Luna

Hi there! I’m Luna, founder and writer behind DSCRloan.uk.

With over 10 years of experience in the finance industry, I started this site as a way to help everyday people understand complex financial topics like DSCR loans.

My passion for finance started as a child when I opened my first savings account. I was fascinated by how money could be managed, invested and made to grow. By the time I reached college, I knew I wanted to study finance and learn everything I could about the industry.

I graduated with honors from King’s College London England with a Bachelors in Finance. During my studies, I took additional coursework in financial planning, banking, real estate finance and more.

After college, I quickly landed a job as a junior loan officer at Sainsbury’s Bank. This role gave me hands-on experience reviewing loan applications, analyzing financial documents, and seeing firsthand how loans were evaluated.

After a few years, I transitioned into a role as a credit analyst for Barclays. Here I dove deep into assessing creditworthiness for all types of lending products – from mortgages to business lines of credit.

I learned what factors lenders evaluate when considering a loan and how even small differences in credit scores can impact outcomes. I relished helping applicants improve their profiles to boost approval odds.

However, I missed working directly with clients. So I decided to transition into financial planning and consulting.

As a finance advisor, I helped clients plan for major life goals like retirement, building wealth, and paying for college. We developed detailed financial plans and investment strategies tailored to each person’s unique situation.

During this time, I discovered my true passion – educating others. I loved empowering clients by explaining complex financial topics in easy-to-grasp ways. I realized finance can seem intimidating but is manageable with the right guidance.

So I decided to launch DSCRloan.uk, where I could focus full-time on financial education through writing and consulting.

In addition to the site, I also currently work as a freelance finance writer and consultant. I collaborate with financial institutions, real estate investors, Fintech startups, and more to create educational content on personal finance topics.

My goal is to break down complex financial jargon into straightforward advice anyone can understand and benefit from. At DSCRloan.uk, you’ll find plain English guides to DSCR loans, real estate investing, credit improvement, debt management, and more.

When I’m not working, you can find me outside exploring nature, traveling, or spending time with my family and our energetic rescue dog, Millie.

I’m so glad you found my site and I’m excited to share my knowledge and experience with you! Please don’t hesitate to reach out if you ever have any finance questions.