DSCR Basics

getting dscr for primary residence

Can I get a DSCR loan for my own home in the UK?


What is a DSCR loan? A DSCR loan stands for Debt Service Coverage Ratio loan. It is a type of ...

meeting dscr loan requirements

DSCR Loan Eligibility and Requirements for UK Investors


The main eligibility requirements and criteria for getting a DSCR (Debt Service Coverage Ratio) loan as a real estate investor ...

understanding low doc dscr loans

What Do We Know About “Low-Doc” DSCR Loans in the UK?


Low-doc, or low documentation, loans that rely on debt-service-coverage-ratio (DSCR) are a type of alternative financing option available in the ...

progressive dscr structures explained

Making Sense of Progressive DSCR Loans for UK Property Investors


Are you a UK property investor looking to expand your portfolio but running into roadblocks when trying to secure financing? ...

decoding dscr lending guidelines

What are the key factors to understand when decoding DSCR lending guidelines in the UK?


The debt service coverage ratio (DSCR) is an important financial metric used by lenders in the UK to assess a ...

getting dscr for primary residence

Can You Really Get a DSCR Loan for Your Primary Home in the UK?


You may have heard about DSCR (debt service coverage ratio) loans and wondered – can I use a DSCR loan ...

dscr loans with guarantees

Should You Personally Guarantee a UK DSCR Loan?


What is a Personal Guarantee? When you get a business loan, the bank wants to make sure they get their ...

what if values decline after dscr

What Happens If UK Property Values Decline After Getting DSCR?


The UK property market has seen tremendous growth over the past decade, with property values rising steadily year after year. ...

dscr criteria for expats

DSCR Criteria for UK Expats Investing Back Home


Debt Service Coverage Ratio (DSCR) loans are a unique type of financing that allow real estate investors to qualify for ...

cross collateral dscr loans explained

What Are Cross-Collateral DSCR Loans and Why Are They Used in the UK?


Cross-collateral debt service coverage ratio (DSCR) loans are a specialized type of financing where the collateral for one loan also ...

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